Most people don't believe in saving/hording money. Truth is this is the best way to be prepared for all of lifes unexpected little glitches.

You should always save something reasonable out of each paycheck, and keep money both in the bank, but also keep some cash on hand, since with todays economy and computers being what they are, you never know when something, or someone is going to screw up your banks computer system and leave you stranded and frustrated.

Yes. Banks aren't a safe bet, I mean look at the simple fact the government is having to bail them out, you may as well ask a bum on the street to hold on to your money for you.

Personally I'm the only one I trust with my money, I work too hard for it. I why would I spend all of that hard earn money on crap I don't need. No, no, no, the answer is to horde your money as much as you can, pinch pennies. Then when you really want something, nobody and nothing can stand in the way of you having it.

The economy doesn't seem to be doing well, but I am doing just fine, all those investments in oil futures way back when have really paid off. I intend to survived this bottom out just like I survived the dotcom bottom out some time ago. The trick to this is to always look for a way to pass the expense on to someone else.  90%  of people have no idea how the world works, and we of the other 10% keep changing the rules without tellling them what game we're playing this week. Its actually quite amusing.

This bank bail out will be no different. Although I must say that I am some what piqued at the idea of people being in some way "rewarded" or "pardoned" for thier incompetence. I always believed this country should be run like a company and its good to be able to say "I told  you so".