Most people don't believe in saving/hording money. Truth is this is the best way to be prepared for all of lifes unexpected little glitches.

You should always save something reasonable out of each paycheck, and keep money both in the bank, but also keep some cash on hand, since with todays economy and computers being what they are, you never know when something, or someone is going to screw up your banks computer system and leave you stranded and frustrated.

Yes. Banks aren't a safe bet, I mean look at the simple fact the government is having to bail them out, you may as well ask a bum on the street to hold on to your money for you.

Personally I'm the only one I trust with my money, I work too hard for it. I why would I spend all of that hard earn money on crap I don't need. No, no, no, the answer is to horde your money as much as you can, pinch pennies. Then when you really want something, nobody and nothing can stand in the way of you having it.